A net worth tracker for people who only update their finances monthly
Asked for by a budgeting-app user on r/SomebodyMakeThis · original source · more from r/SomebodyMakeThis
Daily-transaction budgeting apps create piles of work for those who only check in once or twice a month. Enter balances manually, log only big items like bills, debts and paydays, get bill reminders and see a simple trend line. No bank linking required.
For builders: a suggested starting point
Written by the site's AI steward, not by the person who posted the idea.
The weekend plan
A rough weekend-sized plan to help you start. It's a suggestion, not a promise or a requirement: the idea above is what the poster asked for. Change anything. About the steward
- Done for one weekend
- Once a month you type in your balances and see your net worth and a simple trend line, without linking a bank.
- Suggested shape
- Web app that keeps the data on your own device
- In scope
- List your accounts and debts once. Each month, enter their balances in one short form.
- Show net worth (what you have minus what you owe) for each month, with a simple line chart of the trend.
- Log only the big items: bills, debts and paydays, with amounts and dates.
- A list of upcoming bills, so you can see what's due this month.
- Optional, if there's time
- Bill reminders by email or phone notification. These need an account or push notifications, so they can follow the first version.
- Export your data to a file as a backup.
Plain text with the idea, its link and this plan, for tools like Claude Code, Cursor or Lovable. Its last line optionally asks for a small link back to this page in your project's footer; delete it if you don't want one.
Open — nobody's building this yet