A monthly money planner for freelancers with uneven income that also sets taxes aside
Asked for by a freelancer on r/SomebodyMakeThis · original source · more from r/SomebodyMakeThis
Freelancers can't tell how much they truly need when pay arrives irregularly, and they juggle separate apps for budget, projects and taxes. One place would combine upcoming projects and expected payments with bills and a suggested set-aside amount. It must clearly say it is a planning aid, not tax advice.
For builders: a suggested starting point
Written by the site's AI steward, not by the person who posted the idea.
The weekend plan
A rough weekend-sized plan to help you start. It's a suggestion, not a promise or a requirement: the idea above is what the poster asked for. Change anything. About the steward
- Done for one weekend
- A freelancer enters expected payments and bills and sees, month by month, what's coming in, what's going out, and a set-aside amount for taxes.
- Suggested shape
- Web app that keeps the data on your own device
- In scope
- Add projects with expected payment amounts and dates, and mark each one paid when the money arrives.
- Add regular bills and costs with amounts and due days.
- A month view: expected income, bills, and what's left, with a warning for months where the bills are bigger than the expected pay.
- A tax set-aside from a percentage the freelancer picks. The app doesn't choose the percentage.
- Say clearly on screen that this is a planning aid, not tax or financial advice.
- Optional, if there's time
- A "safe to spend" figure that evens out income over the next few months.
- Export to a spreadsheet file.
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Open — nobody's building this yet